Any examples of returns, tax rates and risk is only an example and should not  be considered a projection, a guarantee or any type of return that Wiser Retire, LLC system can provide to you. The illustration of a return and the net efficiency depends on many factors such as the tax laws, your personal tax situation and other non-controllable factors. Wiser Retire, LLC does not make any warranties, guarantees or promises that by using the system that you will have higher returns, higher net returns, lower risk or have any predictable outcome.  Wiser Retire, LLC is providing a tool to calculate options and alternatives that most financial advisors do not provide. Wiser Retire, LLC does not offer individual financial advice and only provides the tools and education for the do-it-yourself investor but may provide assistance in setting up the data and running scenarios within the system but may not provide recommendations. Please seek a licensed financial planner or contact us for a referral. 

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